When is the minimum vital income charged in November 2022 according to your bank

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The ministry of José Luis Escrivá will seek new beneficiaries of the minimum vital income (IMV) around Spain with a promotional bus to reach new recipients, its first stop was a parish in the Madrid town of Alcalá de Henares. This measure, which was launched at the worst moments of the pandemic due to the economic impact caused by it. It seems that for the moment it has not given the expected results, and has resulted in hundreds of thousands of refusals due to excess income, lack of documentation or problems with registration.

This help offers individuals a income between 491 to 1,081 euros Depending on the configuration of the family home, however, many applicants have had their files rejected for different reasons. Bureaucratic problems. On the other hand, the citizens to whom the IMV is really addressed face some procedures that they are unable to comply with and a lack of information.

“The importance of this benefit is not only quantitative, but also qualitative. It is having a special impact on the types of families that had the greatest vulnerabilities: the households with children and single parents“, Escrivá pointed out. According to estimates from the Ministry of Inclusion, Social Security and Migration, the Minimum Vital Income has reached more than half a million children and 85,000 single-parent households, most of them headed by women. To better face the situation of vulnerability, Since April of this year, this type of profile has been given a children’s aid supplementwhich provides monthly benefits of between 50 and 100 euros per child per month, depending on their age.

The banks that enter the IMV

Throughout this month of November, as usual, the beneficiaries will begin to receive the benefit in the first days of the month. The payment of the minimum vital income may vary depending on the day it was approved. For example, “if it was done before October 10, that is, before closing the November payroll, they will pay you at the beginning of that month; if it was later, it will be at the beginning of the following month.”

It should be remembered that the minimum benefit amount will be for the next six months will be 565.37 euros per month, while the higher will reach 1,368.21 euros per month.

In general, the most common date of collection is usually the first day of each month, that is, the same November 1, which on this occasion coincides precisely with the middle of the week. Instead, it is possible that some banks change the deposit date to the following week or even to the previous days. Entities that usually advance the provision of the minimum vital income (IMV) are:

  • CaixaBank
  • Santander Bank
  • BBVA
  • Deutsche Bank
  • Bank
  • Bankinter
  • Unibox
  • Sabadell Bank
  • ING
  • freebank
  • Cajasur
  • KutxaBank

The right to enjoy this aid will be maintained as long as the users follow complying with the requirements and obligations set. Throughout these years since its creation, numerous modifications have arisen, it is possible that citizens are not sure if they fit into them. To clear up doubts, it is possible to use the online simulator available at the Social Security Electronic Office.

Source: lainformacion.com

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