When is 70% of the widow’s pension collected? These are the requirements in 2023
The revaluation of pensions contemplated in the new General State Budget brought with it an 8.5% increase in contributory pensions for this year, therefore the minimum amounts of the widow’s pension by 2023 it starts in 593.27 euros per month for recipients under 60 years of age. The next tranche is set at 783.04 euros per month for people between 60 and 64 years of age.
Precisely in this sense, the contribution career of the deceased person must be taken into account, which will determine the regulatory basis of the benefit. The percentage of pension that they give to the widow, since normally women are the recipients, corresponds to 52% of the regulatory base. In addition, it is calculated differently depending on whether the deceased was a pensioner or an active worker. Therefore, the amount will depend on the personal circumstances of the beneficiary.
The truth is that there are exceptions in certain special situations, such as It is the case of having family membersand in the case of concurrence of beneficiaries in which it can be reached charge 70% of the regulatory base. In addition, another point that should be underlined is that since January 1, 2019, the percentage is increased to 60% for beneficiaries over 65 years of age in the cases that are explained in the Social Security website.
When is 70% of the widow’s pension collected?
The amount of the widow’s pension increases by up to 70% of the regulatory base when the beneficiary has family responsibilities. These are the requirements to meet:
- That the beneficiary have children or foster children under 26 years of age or disabledas long as they live with the beneficiary of the pension and are dependents.
- That the widow’s pension supposes, at least, 50% of the income of the beneficiary.
- That the annual returns obtained by the beneficiary do not exceed the amount of the minimum supplements added to the minimum pension, which is determined in each budget year.
- That the total income of the beneficiary’s family unit divided by the number of its members is less than 75% of the Minimum Interprofessional Wage. Currently, the SMI in Spain is 1,080 euros gross per year divided into 14 payments.
Minimum and maximum amounts of the widow’s pension in 2023
The Government of Spain, at the request of the Ministry of Inclusion, Social Security and Migrations, led by José Luis Escrivá, increased the contributory Social Security pensions by 8.5%, while the non-contributory ones, together with the Minimum Vital Income, were increased by 15%. These are the minimum and maximum amounts of widow’s pensions in 2023 after the corresponding revaluation.
- With family responsibilities: 11,688.60 euros per year, going from 834.80 euros to 905.76 euros per month.
- Over 65 years of age or with a disability equal to or greater than 65%: 10,103.80 euros per year, going from 721.70 euros to 783.04 euros per month.
- Between 60 and 64 years: 9,452.80 euros per year, going from 575.20 euros to 624.09 euros per month.
- Under 60 years without charges: 7,655.20 euros per year, going from 546.80 euros to 593.27 euros per month.
Requirements to collect the widow’s pension
To collect this benefit, a series of requirements must be met, the main one being have had a marriage relationship or have been a common-law partner with the deceased at the time of the death of the spouse and not having contracted a new marriage. This, in addition, should have been registered in the General Regime of Social Security and have a contribution of at least 500 days in the last five years. Thus, it is possible that all those integrated and registered in the General Social Security Regime receive this type of pension. In addition, they must have a minimum contribution period. In the event that you are not registered, the minimum contribution must be 15 years.