When does it start and what procedures must be carried out

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The permanent disabilityaccording to the very definition given by the Social Security, is an economic benefit that tries to cover the loss of income that a worker suffers when due to illness or accident his working capacity is reduced or cancelled. Now the question is: When does it start and what procedures must be carried out? Well then, the process begins ex officio, at the request of the collaborating entities or at the request of the interested party. However, so that there is no doubt about it, all the steps are detailed below.

As for the beneficiaries, persons included in any Social Security scheme who meet the requirements for each degree of disability may be beneficiaries. Depending on the degree of disability, Some general and listing requirements are required. If the disability derives from an accident, whether or not at work or from an occupational disease, no prior contributions are required.

On the other hand, as soon as where does the process start, at the provincial address of the National Institute of Social Security (INSS) or the Social Institute of the Navy (ISM), where appropriate, where the interested party is domiciled. Likewise, the pension amountsis determined by the regulatory base and the percentage that is applied according to the recognized degree of permanent disability.

What is the minimum pension with 15 years of contributions?

The minimum required to access the retirement pension is 15 years of listing, in which case, 50% of the regulatory base is applied. Therefore, an amount at half of the regulatory base is obtained.

What procedures must be carried out?

The procedure to request the benefit for permanent disability begins:

Ex officio

  • At the initiative of the managing entity when the worker comes from temporary disability and has been discharged due to expiration of the term or for being in a situation constituting permanent disability.
  • At the request of the Labor Inspectorate.
  • At the request of the Public Health Service, providing the medical discharge and the clinical history, with the prior authorization of the interested party.

At the request of the collaborating entities

  • That they will provide the medical discharge of the worker, the clinical history and the previous file.

At the request of the interested party

In the instruction phase Any documentation and medical tests deemed necessary may be requested. The team of disability assessment (EVI) will formulate the opinion-proposal taking into account the summary medical report prepared by the physicians of the INSS provincial office and the professional background report.

The INSS provincial directors or the ISN, where appropriate, will issue an express resolution declaring the degree of disability, the amount of the economic benefit and the period from which the review of the disability due to aggravation or improvement can be requested. In any case, the pension can be extinguished by disability reviewby recognition of the retirement pension when this pension is chosen and by death of the pensioner.

How is the amount of a permanent disability calculated?

It is determined by the regulatory base and the percentage that is applied according to the recognized degree of permanent disability:

  • Partial permanent disability: It consists of a flat-rate compensation (24 monthly installments of the regulatory base that was used to calculate the temporary disability).
  • Total permanent disability: 55% of the regulatory base. It will increase by 20% from the age of 55 when, due to various circumstances, it is presumed that it is difficult to obtain employment in an activity other than the usual one.
  • Absolute permanent disability: 100% of the regulatory base.
  • Major disability: It is obtained by applying to the regulatory base the percentage corresponding to total or absolute permanent disability, increased with a supplement.

Amounts of permanent disability in 2023

The Government of Spain included in the General State Budget an 8.5% rise in 2023 for pensions for permanent disability.

major disability

  • With dependent spouse: goes from 1,335.80 to 1,448.80 euros per month.
  • Without a spouse: it goes from 1,082.60 to 1,173.53 euros per month.
  • With a non-dependent spouse: it goes from 1,027.50 to 1,113.88 euros per month.

Absolute or total permanent disability pensions of 65 years or more

  • With dependent spouse: 965 euros per month and 13,519 euros per year.
  • With a non-dependent spouse: 743 euros per month and 10,405 euros per year.
  • Without a spouse: 783 euros per month and 10,962 euros per year.

Total permanent disability pensions between 60 and 64 years of age

  • With dependent spouse: 906 euros per month and 12,682 euros per year.
  • With a non-dependent spouse: 692 euros per month and 9,694 euros per year.
  • Without a spouse: 732 euros per month and 10,256 euros per year.

Total permanent disability pensions derived from common illness in people under 65 years of age

  • With a dependent spouse and without a spouse: 577 euros per month and 8,081 euros per year.
  • With a non-dependent spouse: 572 euros per month and 8,011 euros per year.

Non-contributory pension for disability or invalidity

  • The monthly remuneration of people who receive a disability pension will become 484.61 euros per month.
  • Non-contributory disability pension with an increase of 50%: 726.9 euros per month.

Table of diseases for permanent disability 2023

The first thing to know is that the National Institute of Social Security (INSS) does not have an official list of diseases for permanent disability, so the verdict depends on the Medical Court, which will assess the worker’s disability.

The next step corresponds to the INSS provincial directors or the ISM, as the case may be, will issue an express resolution declaring the degree of disabilityby recognition of the pension, the amount of the economic benefit and the period from which the review of the disability due to aggravation or improvement can be requested

  • Alzheimer’s
  • arteriosclerosis
  • Rheumatoid arthritis
  • osteoarthritis
  • Cancer
  • ulcerative colitis
  • Dementia
  • pulmonary emphysema
  • Epilepsy
  • Multiple sclerosis
  • atrial fibrillation
  • Glaucoma
  • Cervical hernia
  • Pulmonary hypertension
  • hearing loss
  • Chronic renal insufficiency
  • low back pain
  • Systemic erythematosus
  • Myasthenia gravis
  • Migraine
  • Parkinson’s
  • Hand Pathologies
  • vision loss
  • Arnold Chiari syndrome
  • kidney transplant
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