The 72-hour savings trick to have more money at the end of the month
The increase in prices in the supermarket, the costs of electricity or gas and the rest of the consequences of inflation have marked the savings of families. Given this economic scenario, many households have had to change some of your daily spending habits to try to spend less money every month. According to the latest data from the National Institute of Statistics (INE), the savings rate is already 16.1%, the highest since the second quarter of 2021, when it stood at 21.1%, which means time that, in year-on-year comparison, this savings rate It has dropped five points compared to the same quarter last year. This means that families spent less than they earned.
Although there are many methods to achieve sticking to a marked budget and even to withhold part of salary almost without realizing it, the key in the coming months will be to think twice about the purchases we make. With Christmas just around the corner and a difficult January slope, Spaniards are going to have to find ways to deal with this economic situation.
The 72 hour rule It can be one of the most effective options for the coming months. Although this trick is not particularly complicated, it is requires great willpower and patience to complete it, since the basis, is to wait a certain time before making any significant expense.
Save on your purchases
This method stems from a study by the Austrian neurologist and psychiatrist Viktor Frankl, who discovered that a waiting up to three days can make the difference between a stimulus and a response. In his book ‘The man in search of meaning’ he points out that leaving this space allows people to have the power to better choose their response. With the amount of advertising and encouragement we receive daily to purchase our products, this idea can be key.
Therefore, as regards the bills, we wait a few days before buying something that caught our attention at first, we might change our minds later and realize that we didn’t really need it. That is, the basis is stop impulse buying that in many cases reduce our savings. This is a trick that can be used by both adults and children, and it can even be useful for the little ones to know the difference between a real need and a whim.
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